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R&R INSURANCE GROUP
2115 Allentown Road, Quakertown, PA 18951 | (215) 310-9324 | Est. 2008
This is the office of Ray Ruth, an independent agent in the business since 1989. From a desk at 2115 Allentown Road, his team shops more than a dozen A rated carriers so your coverage costs what it should and pays when it must. No call center. No script. A phone that a person answers.
The first button takes you to the office details below. The second dials the front desk.
I earned my insurance license in 1989, and I opened this agency on Allentown Road in 2008 because I wanted to run the kind of office I would want to call: one where the person who quotes your policy is the person who picks up when something goes wrong.
I personally handle ACA enrollments, Medicare enrollments, and employee benefits for small businesses. The people beside me have been at this long enough that together we bring ninety years of combined experience to the desk.
We are licensed in Pennsylvania and New Jersey, and we are independent, so the recommendation you get is never tied to any one carrier.
Ray Ruth
Principal, R&R Insurance Group
Marketplace plans walked through line by line, by Ray himself.
Parts, penalties, and enrollment windows explained in plain English before anything is signed.
Group plans sized for a small Bucks County payroll, with Ray at the table for the renewal.
Full service means the whole household and the whole business, not just the two policies every carrier advertises.
Auto. Every renewal is a chance to shop it again across the whole shelf.
Home. Written for what rebuilding the house would actually cost today.
Boats. Hull, motor, and liability for Lake Nockamixon seasons.
Motorcycles. Seasonal riders rated as seasonal riders.
Classic cars. Agreed value coverage, because book value insults a restored car.
Umbrellas. One policy that stands over everything else you own.
Contractors. General liability, tools, and the bonds a public job requires.
Restaurants. Property, liability, and the gaps kitchens are known for.
Trucking. Liability, cargo, and physical damage for rigs that cannot sit idle.
Bonds. License, permit, and performance, written when the contract calls for them.
Group benefits. Health plans for small teams, put together by Ray directly.
An independent office is free to quote the whole market. These are A rated companies this office actually shops, more than a dozen in all. The nine below are the names you already know.
Additional A rated carriers are quoted where they fit the risk.
2024
2025
Voted Best Insurance Agency in 2024 and again in 2025 by Penny Power Readers' Choice. Penny Power is the paper that lands in Quakertown kitchens, and the readers who cast those votes are the same neighbors this office insures.
Penny Power Readers' Choice, Quakertown, PA
1.
Tell the office what you have now and what it costs. A current declarations page helps, but it is not required to get started.
2.
Every carrier on the shelf is quoted against the others for the same coverage, so the comparison is honest.
3.
If the policy you already carry is the right one, you will be told to keep it. That is what independent means.
Open weekdays. Call (215) 310-9324 to confirm the day's hours before you drive over, or just walk in. Walk ins have been welcomed here since 2008.
Independently owned. Licensed in Pennsylvania and New Jersey.
Bring your current policy and the office will run the comparison.
The button dials (215) 310-9324. Ask for a quote comparison and the office starts shopping the carriers.